When we were in France, I got a message from one of my friends who is a meteorologist in Chicago. There was a very strong storm headed toward Fort Wayne and he wanted to make sure that I was aware. It was really touching that he was thoughtful enough to send me the message. I quickly explained to him about the last 18 months. Then I sat and kind of watched Facebook.
Unfortunately, a few of my friends got water in their basements. It left me a little worried. As it turns out, I had good cause to be. When we arrived back at our home in England I was greeted with messages from my mother informing me of our <not so> fabulous luck! Super Handsome almost sent me home. I was assured by my parentals that they had it all under control.
More rain came and things did not get better. As our luck runs, I found out Monday while Super Handsome was in France. So, I started making phone calls to the US when business opened. I arranged for a company to meet my father at the house to assess the situation. It was immediately referred to a contractor as the damage was more extensive then my parents had realized. It not only involved the carpet, but now the walls.
We were warned that if the water was found to be surface water, insurance would not cover the damage. So, I completely fretted (and by fretted I mean freaked out, expecting the worst!) while I waited for the contractor to meet with dad the following day. They met and it was determined that the damage was not caused by surface water. The sump pump, which had pumped faithfully through all the episodes held up like a champ! There was just too much water for it to handle. So, the good news is that the basement did not leak AND the insurance will cover the damage.
So, the company is doing the drying out process in my basement and I have been waiting for the insurance people to contact me regarding the claim.
Expecting the worst and then hearing what I did, has been a strange relief. I honestly expected to have to foot the bill for all of this ourselves. So, it was more then a pleasant surprise to know that I am *only* going to be responsible for my deductible. I feel crazy saying that I am grateful to only have to pay a fraction of what the repair costs are going to be.
Unfortunately, a few of my friends got water in their basements. It left me a little worried. As it turns out, I had good cause to be. When we arrived back at our home in England I was greeted with messages from my mother informing me of our <not so> fabulous luck! Super Handsome almost sent me home. I was assured by my parentals that they had it all under control.
More rain came and things did not get better. As our luck runs, I found out Monday while Super Handsome was in France. So, I started making phone calls to the US when business opened. I arranged for a company to meet my father at the house to assess the situation. It was immediately referred to a contractor as the damage was more extensive then my parents had realized. It not only involved the carpet, but now the walls.
We were warned that if the water was found to be surface water, insurance would not cover the damage. So, I completely fretted (and by fretted I mean freaked out, expecting the worst!) while I waited for the contractor to meet with dad the following day. They met and it was determined that the damage was not caused by surface water. The sump pump, which had pumped faithfully through all the episodes held up like a champ! There was just too much water for it to handle. So, the good news is that the basement did not leak AND the insurance will cover the damage.
So, the company is doing the drying out process in my basement and I have been waiting for the insurance people to contact me regarding the claim.
Expecting the worst and then hearing what I did, has been a strange relief. I honestly expected to have to foot the bill for all of this ourselves. So, it was more then a pleasant surprise to know that I am *only* going to be responsible for my deductible. I feel crazy saying that I am grateful to only have to pay a fraction of what the repair costs are going to be.
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